State laws › New Hampshire
N.H. Rev. Stat. § 415:6-p · statute read October 21, 2026
New Hampshire hearing aid insurance law
New Hampshire's law (N.H. Rev. Stat. § 415:6-p) requires the health insurance it names to cover hearing aids. Who it reaches: no age limit stated. The figure it names is $1,500 per hearing aid every 60 months.
- 1Who No age limit stated
- 2Benefit $1,500 per hearing aid
- 3Replacement Every 60 months
What the statute says
| Citation | N.H. Rev. Stat. § 415:6-p (New Hampshire RSA, gc.nh.gov) |
|---|---|
| Who | No age limit stated |
| Duty | The policies named must cover hearing aids |
| Dollar figure | $1,500 per hearing aid |
| Replacement | Once every 60 months |
| Applies | January 1, 2011 |
In the statute's words: “no less than $1,500 per hearing aid every 60 months”
- Applies to individual policies; it does not apply to the medical assistance program.
- The insured may choose a higher-priced aid and pay the difference.
The figure against recorded prices
New Hampshire's law (N.H. Rev. Stat. § 415:6-p) requires the health insurance it names to cover hearing aids. Who it reaches: no age limit stated. The figure it names is $1,500 per hearing aid every 60 months. Effective date or scope in the text: January 1, 2011. The statute text was read on October 21, 2026 from New Hampshire RSA, gc.nh.gov.
Because the figure is per hearing aid, a pair for two ears can draw it twice: up to $3,000. Of the 70 models priced on this site, 55 start at or below that amount, 24 of them fitted or seller-programmed models. At the median fitted starting price of $2,798, the figure would reach 100% of the pair and leave $0 above it. Against the cheapest OTC pair (Audien Atom One, $98) it would reach 100%; against the cheapest Costco package (Philips HearLink 9050, $1,599.99) it would reach 100%; against the cheapest fitted pair (Liberty Clear Lucid, $1,299.98) it would reach 100%. This is arithmetic on the statute's figure only; the policy's deductible, coinsurance and network rules decide what is actually paid.
Spread over the 60-month period, $3,000 for a pair is $600 a year. Over ten years the period allows 2 purchase cycles, so the most the figure could add up to across a decade is $6,000 per person.
Among the 14 states on this site whose statute names a dollar figure, New Hampshire's $3,000 for a pair ranks 9th of 14 from the top. The highest is Georgia at $6,000 and the lowest Tennessee at $2,000, every 4 years and 3 years respectively.
New Hampshire is one of 9 states here whose law reaches people of any age. The others: Arkansas (no age limit, $1,400 per ear), Connecticut (no age limit, no dollar cap), Maine (no age limit, $3,000 per hearing aid, per ear), Minnesota (all individuals, no dollar cap), New Jersey (no age limit in this section, no dollar cap), Rhode Island (no age limit in the current text, $1,750 per hearing aid, per ear), Vermont (any covered individual, no dollar cap) and Washington (all ages; under 18 after medical clearance, no dollar cap).
Five recorded pairs, measured against $3,000
| Model | Pair price | Figure could reach | Above the figure |
|---|---|---|---|
| Audien Atom One | $98 | $98 (100%) | $0 |
| Liberty Clear Lucid | $1,299.98 | $1,299.98 (100%) | $0 |
| Philips HearLink 9050 | $1,599.99 | $1,599.99 (100%) | $0 |
| Phonak Naída Lumity | $2,798 | $2,798 (100%) | $0 |
| Starkey Signature Series | $3,198 | $3,000 (93.8%) | $198 |
Lowest listed pair price for each model, from the seller and date on its page. The policy's own deductible, coinsurance and network rules are not included.
New Hampshire questions
Does New Hampshire require health insurance to cover hearing aids?
New Hampshire's law (N.H. Rev. Stat. § 415:6-p) requires the health insurance it names to cover hearing aids. Who it reaches: no age limit stated. The figure it names is $1,500 per hearing aid every 60 months. Source: N.H. Rev. Stat. § 415:6-p, read October 21, 2026.
How often can hearing aids be replaced under the New Hampshire law?
The text read allows a limit of once every 60 months (5 years) for the benefit it describes.
Does Medicare cover hearing aids in New Hampshire?
State insurance laws do not change Original Medicare, which is federal. Medicare.gov says: “Medicare doesn't cover hearing aids or exams for fitting hearing aids.”
Medicare and other coverage
State insurance laws apply to the policies they name. Original Medicare is federal, and Medicare.gov states: “Medicare doesn't cover hearing aids or exams for fitting hearing aids.” Some Medicare Advantage plans add a hearing benefit; the plan sets the amount. Medicaid hearing aid coverage for adults was not collected for this page. See Does Medicare cover hearing aids? and the price by channel pages for what each seller's price includes.
Related
This page summarizes statute text read on October 21, 2026 and does arithmetic with seller-printed prices. It is not legal or medical advice: whether a policy covers a device depends on the policy, the plan type and federal rules, which the plan and New Hampshire's insurance regulator can confirm.